Here is paste of the CSA trip interruption language:

It is pretty clear that the insurance won't cover our pre-cruise expenses, whether they be air, hotel etc., which CSA and Travelex have confirmed to B&K.

Regent is refunding the cost of the cruise so we don't have any UNUSED "water arrangements' and they paid for our tickets home, so we didn't incur any EXTRA expenses in getting home, like change fees or new plane tickets, etc. It probably would cover Kathy's hotel in Paris on the way home, but hopefully Regent will step up and refund that along with everyone's air, transfers and pre-cruise hotel night, like they are doing with their air-sea passengers.

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Post-Departure Trip Interruption Benefits

We will reimburse you, less any refund paid or payable, for unused land or water travel arrangements plus one of the following:

1. the additional transportation expenses by the most direct route from the point you interrupted your Covered Trip:

a) to the next scheduled destination where you can catch up to your Covered Trip; or

b) to the final destination of your Covered Trip; or

2. the additional transportation expenses incurred by you by the most direct route to reach your original Covered Trip destination if you are delayed and leave after the Scheduled Departure Date.

However, the benefit payable under 1 and 2 above will not exceed the cost of a one-way economy air fare (or first class, if the original tickets were first class) by the most direct route less any refunds paid or payable for your unused original tickets.

3. your additional cost as a result of a change in the per-person occupancy rate for prepaid travel arrangements if a Traveling Companion's Covered Trip is interrupted and your Covered Trip is continued.