Trouper 75, have you never inquired about this from your TA? Did you charge your cruises to an Amex card? Seems you knew why you wanted the card at the time you got it. I am confused why you didn't inquire onboard the first cruise when you were missing the benefits. I have enjoyed the benefits for years, therefore no cost for the card, and come out ahead since I cruise more than once a year. This year, I'm putting on three cabins for Alaska and my family members will benefit as well!