Good for you Kathy. I also use my Plat card for business and Delta Amex for personal. We were able to get 4 First Class tix to Ireland last year all with points. I think the total cost out of pocket was about $40. Of course we had to get started on booking a year ahead but everyone on this board knows what it is like (it's FUN) to book waayyy ahead of everyone else in the civilized world! Anyway I love my Plat card and would not give it up. You just have to figure out the ins and outs to get the most benefit from it.