One other thought, Jean. Definitely look into next year's Navigator trips to Bermuda. We did that last year and loved it. You spend a good bit of time ashore.
Reading your stories of some of the people you encountered reminded me of my one funny "RSSC dinner guest" story. After six of us (three couples) were seated and began chatting, one of the women started her end of the conversation by telling us all that she really dislikes cruise vacations, they are not "intellectual" enough for her. I don't think any of the rest of us had the first clue how to respond. It was a long night. :)
But definitely think about Bermuda - it was a lovely trip. Todd and I really enjoy cruising. I often feel, though, that I have just enough time in a port to decide if I'd like to make a return trip. In Bermuda, you'll have two days in Hamilton and another in St. George. It was delightful.
Kathy