agree - thanks Ngaire.

My understanding, when I called Regent for us and my clients, is that the FCC is $400 per person, and is good until December 31 2008, and that date was on the email that one of the agents sent me, as we have never gotten anything in writing. It must be used or applied by that date, meaning according to the agent I spoke with that it could be used for a 2009 cruise as long as it was applied before the above date. Also, if you transfer a booking to something else, it will go with you, and if you cancel and don't immediately rebook, it will just go back into the system until you rebook.

I have applied ours and one of our friends to CROSS, and the invoice did show $400 per person.

Ngaire, is my information correct?