Freddie,

I'd love to try Silversea one of these days. The itinerary you chose really looks perfect. Todd and I both enjoy the sea days. Sometimes I think I enjoy them most of all. I'm always so stressed about work. Nothing relaxes me more than sitting on the balcony with a glass of wine and just gazing at the water.

I definitely agree with the other posters, please don't ever stop sharing your thoughts with us. You write beautifully. I always feel like September 11th changed my view of retirement planning. We still try to put away as much as we can, but we no longer allow it to keep us from enjoying life today. I often wonder how many folks who died that day had postponed living their lives while they waited for a retirement which never came. Enjoy every moment of your cruise. (And please write a full review when you return.)

Betty - I'm so sorry to hear about your friend. My thoughts and prayers are with you.

Kathy