Donna - We were in the same dilemma - go on Silversea or skip ROAR?? - ROAR but maybe not MUSH??. So we finally just made the most logical decision and decided to stick with both ROAR and MUSH and still take the Silversea cruise in November. Of course, the result is that I will probably never be able to retire, since we are spending all of our retirement $$$ on cruises. But who knows what tomorrow may bring? (Sounds like some Broadway musical song, no?) We hope to live into our 90's and have a few dozen more cruises; but if that does not happen, we want to have experienced as many wonderful cruises with delightful people as we can. Frankly, we never know what will happen. Although we don't want to squander our retirement, we have known too many people who deferred far too much until retirement and then did not live to enjoy the things they had hoped to enjoy. Thus, we are trying to achieve that extremely difficult balance of living for today while still reasonably providing for tomorrow. If any of you has any good hints for doing so, we would enormously welcome them. My cancer episode last December quite dramatically reinforced for Pat and me the reality of all of our mortality (something that we baby-boomers do not easily accept). Fortunately, thanks to God and talented surgeons, I dodged that bullet; but I learned most emphatically that we are indeed mortal. (Good Lord, I have turned this cruise promotion into a diatribe on mortality - how utterly self-indulgent and morbid of me. Of course, I am too lazy to try to edit it to make it more suitable.) In any event, we look forward to eating Thanksgiving turkey (along with foie gras and caviar) on Whisper in November. Cheers, Fred