Karen: Each person can submit 100k for the $400 if each has a gold point number. The only reason to "household" is that you can accumulate your points together to reach award levels faster.

If you travel a bunch like Marcie and Tom then really a household account is not that big a deal as you will most likely accumulate enough on your separate cards. Still does not hurt to household. For instance since Tom and Marcie are now householder, either one of them can claim any of those points.

If you only travel once a year a household account is necessary as you can (a) combine your points and get rewards faster (b) should you get to a 200k level you can both claim 100k each.

Emergency contact information is always going missing. I dont know why. We enter it and enter it and enter it and it keeps disappearing. For some reason this one field has problems. Best thing to do is fax in a form again but be prepared it could disappear again. That is why I like people to send forms to ME first, I keep a copy then when things go wrong I can fix it from here as I have the information on file.

I dont use the internet to add information to the guest forms. I dont know why the society number does not show.